Quick Loans for
Kenyan Students
Get cash in minutes. Asset-backed loans or personal loans up to KSH 5,000. Simple application, fast approval, M-Pesa disbursement.
Choose Your Loan Type
Two easy ways to get the cash you need. Pick what works best for you.
Loan on Items
Use your valuables as collateral — laptops, phones, cameras, and more. Get up to 60% of your item's value as cash.
- Flexible loan amounts
- Keep using your item
- Quick valuation
Personal Loan
No collateral needed. Get up to KSH 5,000 instantly via M-Pesa. Express approval in just 30 minutes.
- Up to KSH 5,000
- 30-minute express option
- No collateral required
How It Works
Get your loan in 4 simple steps
Sign Up
Quick sign-in with your Google account. Takes 10 seconds.
Apply
Fill in a quick form. Choose items or personal loan.
Get Approved
Express: 30 mins. Standard: 2-5 days. We review fast.
Receive Cash
Money sent straight to your M-Pesa. Instant access.
Ready to Get Started?
Join thousands of Kenyan students who trust hela for fast, secure loans. Apply today.
Apply Now