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Asset-Backed Loans

Loan on Items

Turn your valuables into cash. Use your laptop, phone, or camera as collateral and get up to 60% of its value — while keeping your item.

Apply Now

How It Works

6 simple steps to get your loan

Step 1

Sign In

Quick sign-in with your Google account.

Step 2

Photograph Item

Take 3-6 clear photos of your item from different angles.

Step 3

Submit Application

Fill the form with item details, upload photos and receipt.

Step 4

Valuation

We assess your item and determine the loan amount.

Step 5

Approval

Quick review and approval of your application.

Step 6

Receive Cash

Money sent directly to your M-Pesa.

Requirements

  • Valid Kenyan National ID or Passport
  • At least 3 clear photos of the item
  • Original receipt or proof of purchase
  • Located in Nairobi (item pickup/drop)
  • Must be 18 years or older
  • Active M-Pesa registered phone number

Accepted Items

Laptops
Smartphones
Cameras
Tablets
Headphones
Gaming Consoles
TVs & Monitors
Other Electronics

Loan Terms

10%
Monthly Interest Rate
1-3
Months Repayment
60%
Max Loan-to-Value

Loan Calculator

Loan Amount
KSH 12,000
Interest
KSH 2,400
Total Repayment
KSH 14,400
Monthly
KSH 7,200

Ready to Get Cash for Your Items?

Simple process, fast approval. Apply now and get funds in your M-Pesa.

Apply Now